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Pension tips: FIVE things to know in preparation for retirement |

Pension tips: FIVE things to know in preparation for retirement |

Track down old pensions

Two other tips involve finding old pensions and considering consolidating pensions into one plan if you prefer.

Ms Savova said: “If you’ve had multiple jobs in your career, you may have been enrolled in various workplace pension schemes.

“If you’re unsure, try the Government’s free Pension Tracing Service. Alternatively, you can contact your old employers for help or ask your new pension provider for assistance.”

With regards to consolidating pensions into one plan, Ms Savova added: “This will make your savings easier to manage and help prevent you from losing track of your hard-earned money from previous jobs.

“In addition, you’ll only pay fees on one larger pension pot, rather than paying multiple fees on a range of smaller pots.”

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